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Merchant Accounts Explained
As a merchant, or business owner, you will need a way to accept payments in multiple forms - including debit and credit cards. A merchant...

Jon@align
Jul 2, 20232 min read
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Choosing the Right Partner For Your Credit Card Processing
Creating a new business is a lot - it takes time, money, and a ton of hard work, not to mention the love put into it. So why entrust your...

Jon@align
May 30, 20233 min read
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Merchant Account Reserves Explained
As a business owner, accepting debit and credit cards is a necessity- but not all requirements for processing capabilities are the same....

Jon@align
May 22, 20233 min read
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How to Avoid a Freeze on Your Merchant Account
One of the worst things that can happen to a business’s merchant account is that it’s frozen by the payment processor- especially...

Jon@align
May 22, 20232 min read
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Payment Gateways vs. Virtual Terminals
If you’ve heard the terms “payment gateways” and “virtual terminals” while searching for merchant services and are confused, don’t be!...

Jon@align
May 22, 20232 min read
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Why Merchant Funds Might be Placed on Hold
As a business owner, you know how nerve-wracking it can be if your bank deposits take longer than expected to hit your account. And,...

Jon@align
May 22, 20232 min read
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What to do After a Declined Merchant Account
As a business owner, applying for a merchant account seems simple enough- but what happens when it isn’t? Having your application denied...

Jon@align
May 22, 20232 min read
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What is a High-Risk Merchant
When a business wants the ability to accept debit and credit cards, it will have to go through an application process with a payment's...

Jon@align
May 22, 20232 min read
17 views
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The Pros and Cons of Subscription-Based Businesses
Not all companies are the traditional type of business but instead some are built on regular recurring revenue. If you’re thinking about...

Jon@align
May 22, 20232 min read
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3 Steps to Obtaining a High-Risk Merchant Account
Owning a high-risk business means you need a high-risk merchant account to accept debit and credit cards, and a high-risk merchant...

Jon@align
May 22, 20232 min read
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How to Create a Chargeback Rebuttal Letter
If you are a business owner then you already know how problematic chargebacks can be- from losing out on money, to being charged...

Jon@align
Jan 9, 20232 min read
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How to Dispute a Chargeback
You could own the most amazing business in the world but eventually you’ll be hit with a chargeback… and once you’re challenged with a...

Jon@align
Jan 8, 20232 min read
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How to Form a Good Payment Descriptor
Of all the reasons a merchant may receive a chargeback, having a confusing or mysterious billing descriptor shouldn’t be one of them...

Jon@align
Jan 2, 20232 min read
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6 Easy Steps to Prevent Chargebacks
It doesn’t matter if you have a retail store, ecommerce site, or provide customers with a service- your business is vulnerable to...

Jon@align
Dec 29, 20222 min read
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Why Your Business Might Be Getting Chargebacks
Chargebacks are serious when it comes to your business- not only do they cost time and money, but they can literally put your merchant...

Jon@align
Dec 28, 20223 min read
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Got Chargebacks? Align can Help!
When a merchant is approved for accepting credit cards, they are expected to meet certain standards for proper fulfillment of goods and...

Jon@align
Dec 27, 20222 min read
18 views
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Decrease Card Declines and Start Increasing Revenue!
As a business owner you work so hard to build a prospective customer’s trust- from thoughtful loyalty programs to intuitive product...

Jon@align
Dec 25, 20222 min read
20 views
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