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Merchant Accounts Explained
As a merchant, or business owner, you will need a way to accept payments in multiple forms - including debit and credit cards. A merchant...
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Jon@align
May 30, 20233 min read
Choosing the Right Partner For Your Credit Card Processing
Creating a new business is a lot - it takes time, money, and a ton of hard work, not to mention the love put into it. So why entrust your...
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Jon@align
May 22, 20233 min read
Merchant Account Reserves Explained
As a business owner, accepting debit and credit cards is a necessity- but not all requirements for processing capabilities are the same....
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Jon@align
May 22, 20232 min read
How to Avoid a Freeze on Your Merchant Account
One of the worst things that can happen to a business’s merchant account is that it’s frozen by the payment processor- especially...
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Jon@align
May 22, 20232 min read
Payment Gateways vs. Virtual Terminals
If you’ve heard the terms “payment gateways” and “virtual terminals” while searching for merchant services and are confused, don’t be!...
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Jon@align
May 22, 20232 min read
Why Merchant Funds Might be Placed on Hold
As a business owner, you know how nerve-wracking it can be if your bank deposits take longer than expected to hit your account. And,...
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Jon@align
May 22, 20232 min read
What to do After a Declined Merchant Account
As a business owner, applying for a merchant account seems simple enough- but what happens when it isn’t? Having your application denied...
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Jon@align
May 22, 20232 min read
What is a High-Risk Merchant
When a business wants the ability to accept debit and credit cards, it will have to go through an application process with a payment's...
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Jon@align
May 22, 20232 min read
The Pros and Cons of Subscription-Based Businesses
Not all companies are the traditional type of business but instead some are built on regular recurring revenue. If you’re thinking about...
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Jon@align
May 22, 20232 min read
3 Steps to Obtaining a High-Risk Merchant Account
Owning a high-risk business means you need a high-risk merchant account to accept debit and credit cards, and a high-risk merchant...
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Jon@align
Jan 9, 20232 min read
How to Create a Chargeback Rebuttal Letter
If you are a business owner then you already know how problematic chargebacks can be- from losing out on money, to being charged...
12 views0 comments
Jon@align
Jan 8, 20232 min read
How to Dispute a Chargeback
You could own the most amazing business in the world but eventually you’ll be hit with a chargeback… and once you’re challenged with a...
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Jon@align
Jan 2, 20232 min read
How to Form a Good Payment Descriptor
Of all the reasons a merchant may receive a chargeback, having a confusing or mysterious billing descriptor shouldn’t be one of them...
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Jon@align
Dec 29, 20222 min read
6 Easy Steps to Prevent Chargebacks
It doesn’t matter if you have a retail store, ecommerce site, or provide customers with a service- your business is vulnerable to...
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Jon@align
Dec 28, 20223 min read
Why Your Business Might Be Getting Chargebacks
Chargebacks are serious when it comes to your business- not only do they cost time and money, but they can literally put your merchant...
31 views0 comments
Jon@align
Dec 27, 20222 min read
Got Chargebacks? Align can Help!
When a merchant is approved for accepting credit cards, they are expected to meet certain standards for proper fulfillment of goods and...
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Jon@align
Dec 25, 20222 min read
Decrease Card Declines and Start Increasing Revenue!
As a business owner you work so hard to build a prospective customer’s trust- from thoughtful loyalty programs to intuitive product...
19 views0 comments
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